“Working with Mark was an outstanding experience. He expertly handled a dual role as both the seller's agent and my mortgage broker, making the entire home-buying process seamless and stress-free. Even months after the sale closed, he went above and beyond to help resolve post-sale issues.”
Make Better Home Decisions.
35+ years of experienceLicensed mortgage broker & real estate advisor5,000+ clients served
NMLS #239108 · DRE #01042045
When your bank says no, Mark finds who says yes.
Start with where you are today, and we'll point you to the right tools, numbers, and next steps for your situation.
Powered by technology. Guided by experience.
Mark Dowling brings 35+ years across mortgage, real estate, and banking — clear guidance rooted in real deals, not generic advice. Explore the tools, ask questions in the chat, or reach out when you want advice tailored to your situation.
What It's Like to Work With Mark
See why clients trust Mark for home loans, refinancing, and real estate.
“Mark is an incredibly knowledgeable and communicative resource who assisted me with my mortgage when buying my first home. He was able to secure me a fantastic rate in an uncertain market. He also helped advise me on which decisions would be in my favor, with clearly explained math behind each option.”
“Mark has been great to work with. At every step of the loan process he was available to answer questions and patiently guide me through the next steps. Working to help my elderly mother achieve getting a loan was challenging but Mark was very patient and understanding and always available.”
“Mark Dowling is an excellent Mortgage advisor. Mark was personally available to help me during the entire process. Not only is he excellent at getting the required paperwork together, but also he was able to pivot me to a new lender when the lender we were using became unreasonable.”
“We have used Mark as our mortgage advisor on a few occasions. Each time, he has been honest, respectful and treated us like we were his most important clients. He is quick to respond, professional, and we always trust his judgement.”
“Working with Mark has been an absolute pleasure, and he truly goes above and beyond to make the loan and real estate process seamless and stress-free. He takes the time to explain every step of the process, patiently answering all my questions and concerns.”
Lending, real estate, and banking
Home Lending, All Programs
Conforming, non-QM, private money, construction — as a broker I shop the right lender for your situation.
- ·Purchase: conventional, FHA, VA, USDA, jumbo
- ·Refinance: rate-and-term, cash-out, HELOC
- ·Non-QM: bank statement, asset-based, DSCR
- ·Private money & construction lending
Real Estate Guidance
Buying, selling, or investing — straight talk on value, timing, and negotiation.
- ·First-time buyer roadmap
- ·Market & comp analysis
- ·Negotiation strategy
- ·Investment property evaluation
Banking & Bank Placement
High-net-worth and turned-down by your bank? We help place you with the right institution.
- ·Bank declines — find the right fit
- ·High-net-worth lending relationships
- ·Credit score improvement plans
- ·Reserves & down-payment planning
The full menu — not just one product
As a licensed mortgage broker and real estate professional, Mark isn't tied to one lender or one product. If there's a way to structure your deal, he'll find it.
Conforming & Government Loans
- Conventional
- FHA
- VA
- USDA
- Jumbo
Refinance & Equity
- Rate & term refinance
- Cash-out refinance
- HELOC
- Home equity loans
Non-QM & Alternative Income
- Bank statement loans
- Asset depletion
- 1099 / self-employed
- DSCR (investor)
- Foreign national
Specialty & Private Money
- Private money / hard money
- Construction & renovation loans
- Bridge financing
- Investment property portfolio
Reverse & Senior Lending
- Reverse mortgages (HECM)
- Senior-care financing partners
- Downsizing strategy
Real Estate Services
- Buyer representation
- Seller pricing & prep
- Market & comp analysis
- Investment property evaluation
Ready to see your options?
Start the assessment, ask MarkAI, or get in touch when you're ready.
Built for real decisions
Payment, proceeds, refinance, and more — instant estimates when you need them.
Payment Calculator
Plan your payment — estimate monthly PITI with taxes, insurance, and MI/PMI.
Affordability Calculator
Find your range — see the home price your income supports.
AI Affordability Coach
Guided, personalized read on what you could afford — with a plan to get there.
Should I Refinance?
Refi and debt consolidation analysis — savings from a lower rate and rolling high-interest debt into your mortgage.
Buyer Estimate
Monthly payment and cash to close.
Seller Worksheet
Detailed net proceeds — fees, payoff, and concessions.
Ready to see your options?
Run the numbers, then take the next step with Mark.
Guides, data, and starting points
Market insight, buyer guides, and program explainers — curated links for wherever you are in the process.
Most websites stop at information.
We built MyHomeResource to take you all the way to the step that actually matters.
Get in touch
Reach Mark when you want clear guidance on your options. Send a message, book a call, or start with a quick assessment.
