Bank decline recovery
- Diagnose why the bank said no
- Reposition the file for the right lender
- Access to non-bank capital sources
✦ High Net Worth Advisory
When your bank says no, Mark finds who says yes.
High-net-worth clients need more than a product. They need an advisor. Mark Dowling delivers private advisory solutions for complex lending, banking placement, and wealth-aligned financing strategies.
Mark DowlingCertified Mortgage Advisor
35+
Years in real estate & financial services
5,000+
Clients served
Licensed
Mortgage, RE, banking
Why Mark
One advisor. A network built for complex deals.
Mark Dowling brings 35+ years of mortgage, real estate, and banking expertise — plus access to private banks, family offices, and specialty lenders through his Mack Financial Services partnership. He structures deals traditional banks won't — or can't — touch.
Private & confidential
Discreet advisory for clients who value privacy and white-glove service.
Complex income & assets
Asset-based, securities-backed, and cross-border structures.
Private bank placement
Direct relationships with private banks and specialty lenders nationwide.
Advisory solutions
Built for complex situations
Jumbo & super-jumbo lending
- $2M – $30M+ residential financing
- Interest-only and pledged-asset structures
- Portfolio lender access
Asset-based & securities-backed
- Qualify on assets, not income
- Securities-backed lines of credit
- Tax-efficient liquidity strategies
Self-employed & founder income
- Bank statement & 1099 programs
- K-1 and complex partnership income
- Pre-IPO and equity-based qualification
Cross-border & foreign national
- Foreign national purchase financing
- Multi-currency asset documentation
- Trust and entity-held property
Estate, trust & family office
- Trust-held real estate financing
- Generational planning coordination
- Family-office banking introductions
Jumbo residential loans
Jumbo residential lending
Loans exceeding conforming limits set by the FHFA — designed for financing luxury properties beyond standard thresholds.
- $726,200 in most areas (2025 conforming baseline)
- Up to $1,089,300 in high-cost regions
How it works
A simple, confidential process
01
Private intake
A confidential conversation about your situation and goals.
02
Structure review
We analyze income, assets, and the obstacle blocking your deal.
03
Lender match
Mark taps his private bank and specialty lender network.
04
Close & coordinate
Coordination with your CPA, attorney, and advisors through funding.
Ready to talk?
Let's find the yes your bank couldn't.
All consultations are confidential. Mark will tell you on the first call whether he can help — and if not, who can.
mark@myhomeresource.com · NMLS #239108 · DRE #01042045